Try a simple Money Challenge.
The best way to save money is to improve your money habits.
Each month we create simple money challenges to give you something small to try that is practical.
Our challenges are free to do and can be anonymous.
Try one to see how you go.
Start taking Control of your money (free).
Explore short, practical sessions and challenges designed to help you understand your money, test new approaches, and build confidence, at your own pace.
Start building a system that works for you, whether that’s reducing debt, saving more, or working toward bigger goals like buying a home.
When you’re ready, you can unlock more structured pathways and tools through membership.
What you'll get from this.
By starting here, you’ll begin to:
- Understand where your money is going.
- Feel more in control of your finances.
- Identify small changes that make a real difference.
- Build habits that support your goals.
How this works.
Dip into short, interactive sessions – Whenever you have a few minutes, right here on this page.
Test ideas – Try simple changes and see what works for you.
Everything is simple and practical – No complex tools or jargon, just clear guidance you can use.
Move at your own pace – Explore in any order an focus on what matters most to you.
Stay private or track your progress – Use it in a way that feels comfortable.
View all of the challenges
Want to make savings easier?
How do you get started with saving and how do you make it easier to do?
The video and tool will help you see:
- Why saving can feel difficult, and how to simplify it.
- How to track your spending without it taking all day.
- How to make saving easier.
Watch the video
try the tools
You’ll be introduced to two ways to follow your spending, a simple calculator, or Homebank, a free money tracking system you can download onto your computer.
explore more ways to improve your money.
Try different sessions and challenges to find what works best for you.
General resources
Start by building the core skills to take control of your money.
These three show you how to save, explain credit scores and give you a simple calculator, to determine how much to save into an emergency fund.
Resource
Resource
Home buying resources
Once you’ve built the basics, you can apply these skills to buying a home in New Zealand.
These resources give you a glimpse into what you get with a membership.
They get you started on the journey, and give you a first home checklist, consider the rules around mortgages and help you understand open homes.
Resource
Resource
Resource
Challenge
Challenge
Where this can lead.
As you build confidence, you can go deeper into areas like:
- Reducing debt.
- Building savings.
- Preparing to buy your first home (NZ).
Take your money skills further.
Membership gives you everything in one place: structured learning, guided challenges, and practical tools designed to turn your money knowledge into results.
Build confidence faster, track your progress, and move from understanding → doing → achieving.
🧩 Interactive learning that makes sense
💸 Affordable, all-access membership
📚 Up dating content
🏡 Pathways for first home buyers (NZ)